{"id":10314,"date":"2024-01-16T16:27:51","date_gmt":"2024-01-16T15:27:51","guid":{"rendered":"https:\/\/www.answerconnect.co.uk\/blog\/?p=10314"},"modified":"2026-01-09T10:52:51","modified_gmt":"2026-01-09T09:52:51","slug":"small-business-finances-tips","status":"publish","type":"post","link":"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/","title":{"rendered":"Finances for small businesses in 2026: Budgeting and forecasting tips."},"content":{"rendered":"\n<p>Financial well-being is the lifeblood of any small business, and it&#8217;s more crucial than ever to ensure your financial stability. In this article, we share budgeting, financial planning, and forecasting guidance to help your small business survive and thrive in 2026.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Create a detailed budget:<\/h2>\n\n\n\n<p>Crafting a precise and effective budget is the cornerstone of financial stability:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Historical data:<\/strong> Start by analysing your past financial records. This analysis should encompass revenue trends, expense patterns, and seasonal variations. This historical data is a valuable reference point for predicting future financial needs.<\/li>\n\n\n\n<li><strong>Breakdown expenses:<\/strong> Your budget should cover all expenses, both fixed and variable. Fixed costs like rent, utilities, and salaries are stable and predictable. Marketing and inventory expenses may vary based on business demand and market conditions. A detailed breakdown ensures you divide resources.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2021\/05\/Man-taking-notes-during-video-meeting-on-laptop-1024x683.jpg\" alt=\"Man taking notes during video meeting on laptop\" class=\"wp-image-9498\" srcset=\"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2021\/05\/Man-taking-notes-during-video-meeting-on-laptop-1024x683.jpg 1024w, https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2021\/05\/Man-taking-notes-during-video-meeting-on-laptop-300x200.jpg 300w, https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2021\/05\/Man-taking-notes-during-video-meeting-on-laptop-768x512.jpg 768w, https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2021\/05\/Man-taking-notes-during-video-meeting-on-laptop.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Watch cash flow:<\/h2>\n\n\n\n<p>Vigilant <a href=\"https:\/\/www.xero.com\/uk\/guides\/managing-cash-flow\/\" target=\"_blank\" rel=\"noreferrer noopener\">cash flow management<\/a> is the foundation of financial resilience:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Maintain reserves:<\/strong> A healthy cash reserve acts as a financial safety net. Set aside funds to cover unexpected expenses, emergencies, or economic downturns. This reserve safeguards your business from a potential crisis. Plus, it enables you to seize opportunities as they come up.<\/li>\n\n\n\n<li><strong>Accounts receivable and payable:<\/strong> Keep a close watch on money owed, and money owed to others. Timely collections and prompt bill payments are vital for a healthy cash flow.<\/li>\n\n\n\n<li><strong>Working capital:<\/strong> Optimise inventory and control cash flow timing to manage this. Effective working capital management ensures you have enough funds for day-to-day operations.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Embrace technology:<\/h2>\n\n\n\n<p>Embracing technology is your pathway to streamlined financial operations:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Accounting software:<\/strong> Implementing such software streamlines financial processes, reduces errors and saves time by automating tasks like:\n<ul class=\"wp-block-list\">\n<li>expense tracking<\/li>\n\n\n\n<li>invoicing<\/li>\n\n\n\n<li>financial reporting<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Financial analysis tools:<\/strong> Use these tools for insights into your business&#8217;s financial performance. These tools can help you identify trends, assess profitability, and make data-driven decisions.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/04\/Magnifying-glass-on-table-1024x576.jpg\" alt=\"Magnifying glass and documents with analytics data lying on table\" class=\"wp-image-10079\" srcset=\"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/04\/Magnifying-glass-on-table-1024x576.jpg 1024w, https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/04\/Magnifying-glass-on-table-300x169.jpg 300w, https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/04\/Magnifying-glass-on-table-768x432.jpg 768w, https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/04\/Magnifying-glass-on-table.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Set realistic financial goals:<\/h2>\n\n\n\n<p>Setting a course for financial success begins with clear and strategic goals:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Specific and measurable:<\/strong> Your financial goals should be specific and measurable. For example, aim to increase revenue by:\n<ul class=\"wp-block-list\">\n<li>a set percentage<\/li>\n\n\n\n<li>lower operating costs<\/li>\n\n\n\n<li>or a specific profit margin<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Alignment:<\/strong> Ensure your goals align with your long-term vision for the company. These goals should contribute to the <a href=\"https:\/\/www.sandstonecastles.co.uk\/set-goals-small-business\/#:~:text=Specific%20%E2%80%93%20Define%20your%20goals%20as,goal%20worthwhile%20at%20this%20time%3F\" target=\"_blank\" rel=\"noreferrer noopener\">growth and sustainability<\/a> of your business.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Scenario planning:<\/h2>\n\n\n\n<p>Preparing for the unpredictable is essential in today&#8217;s dynamic business landscape:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Identify potential scenarios:<\/strong> Explore scenarios that may affect your business. From best to worst. These might involve changes in demand, supply chain disruptions, or economic downturns.<\/li>\n\n\n\n<li><strong>Contingency plans:<\/strong> Develop contingency plans for each scenario. These plans should outline specific actions to take if the scenario unfolds. Having <a href=\"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-strategies\/\" target=\"_blank\" rel=\"noreferrer noopener\">predefined strategies<\/a> in place helps you respond to changing circumstances.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/04\/Man-calculating-on-phone-and-notebook-1024x684.jpeg\" alt=\"Women hand planning daily appointment and write business trip in diary at office desk. 2023 Calendar reminder event concept.\" class=\"wp-image-10082\" srcset=\"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/04\/Man-calculating-on-phone-and-notebook-1024x684.jpeg 1024w, https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/04\/Man-calculating-on-phone-and-notebook-300x200.jpeg 300w, https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/04\/Man-calculating-on-phone-and-notebook-768x513.jpeg 768w, https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/04\/Man-calculating-on-phone-and-notebook.jpeg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Seek professional guidance:<\/h2>\n\n\n\n<p>Navigating the complexities of small business finances often requires expert guidance:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Expertise:<\/strong> Financial advisors or accountants bring expertise to complex financial matters. They assist in tax compliance, financial strategy optimisation, and legal compliance.<\/li>\n\n\n\n<li><strong>Unbiased viewpoint:<\/strong> Professionals offer an unbiased perspective on your finances. They provide valuable insights often missed when managing finances for small businesses.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Track and adjust:<\/h2>\n\n\n\n<p>Adaptability is the cornerstone of financial resilience:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Regular review:<\/strong> Review your financial performance against your budget and goals. This helps you identify areas to improve or optimise your financial strategies.<\/li>\n\n\n\n<li><strong>Flexibility:<\/strong> Be open to adjusting your financial plan as circumstances change. Business environments are dynamic, and adapting is essential for long-term success.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/06\/shutterstock_1493643161.jpg\" alt=\"hands marking on paper tracking small business financial health\" class=\"wp-image-10154\" srcset=\"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/06\/shutterstock_1493643161.jpg 1000w, https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/06\/shutterstock_1493643161-300x200.jpg 300w, https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/06\/shutterstock_1493643161-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Maintain a financial buffer:<\/h2>\n\n\n\n<p>Creating a financial safety net is paramount to business stability:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Emergency fund:<\/strong> A buffer helps your business handle unexpected challenges without disrupting operations. It also provides the flexibility to invest in growth opportunities when they arise.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Build strong relationships with suppliers and customers:<\/h2>\n\n\n\n<p>Cultivating robust partnerships with suppliers and customers is a cornerstone of business success:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Communication:<\/strong> Open, transparent communication with suppliers and customers is essential for strong relationships. It facilitates negotiations for terms like payment schedules, discounts, or bulk buy agreements.<\/li>\n\n\n\n<li><strong>Beneficial arrangements:<\/strong> Strong relationships can result in benefits. This includes loyalty discounts from suppliers and referrals from satisfied customers. All can impact your bottom line.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Outsource key duties<\/h2>\n\n\n\n<p>Growth is always challenging, but even when you achieve that growth, it can be difficult to keep up with it. That&#8217;s why more businesses are turning to third parties to outsource key roles in their business. For small businesses, this means they have the flexibility to grow. that&#8217;s particularly important for small businesses, where hiring in-house can be costly and time-consuming. Plus, if demand drops, you&#8217;re faced with the prospect of layoffs, which no business owner wants.<\/p>\n\n\n\n<p>One of the most popular outsourcing solutions is to hire a team of <a href=\"https:\/\/www.answerconnect.co.uk\/services\/virtual-receptionist\" target=\"_blank\" rel=\"noreferrer noopener\">virtual receptionists<\/a> to <a href=\"https:\/\/www.answerconnect.co.uk\/services\/answering-services\">handle your inbound calls<\/a>. That way, you can adjust your customer support capacity according to need without the rigmarole of<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Advertising new roles<\/li>\n\n\n\n<li>Hiring and training new employees<\/li>\n\n\n\n<li>Letting people go when demand drops<\/li>\n<\/ul>\n\n\n\n<p>To thrive, focus on your financial health, budgeting, and forecasting. These are essential foundations for business survival. Remember, financial stability is the key to long-term success.<\/p>\n\n\n\n<p>Want to learn more about managing and maximising your budget in 2026? Get in touch with our team to learn how we can help your budget go further.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"mailto: hello@answerconnect.co.uk\">Get in touch today<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Financial well-being is the lifeblood of any small business, and it&#8217;s more crucial than ever to ensure your financial stability. In this article, we share budgeting, financial planning, and forecasting&#8230;<\/p>\n","protected":false},"author":6,"featured_media":10202,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[292,291,290,293,272],"class_list":["post-10314","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-tips","tag-accounting","tag-budgeting","tag-financial-health","tag-financial-management","tag-small-business-tips"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Small business finances: 2026 budgeting tips.<\/title>\n<meta name=\"description\" content=\"Struggling to manage your small business&#039; finances? Check out these budgeting tips to get the most from your 2026 budget.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Small business finances: 2026 budgeting tips.\" \/>\n<meta property=\"og:description\" content=\"Struggling to manage your small business&#039; finances? Check out these budgeting tips to get the most from your 2026 budget.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/\" \/>\n<meta property=\"og:site_name\" content=\"AnswerConnect UK Blog\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-16T15:27:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-09T09:52:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/08\/Team-looking-over-graphs-in-big-office.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"801\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ben Graham\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ben Graham\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/\",\"url\":\"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/\",\"name\":\"Small business finances: 2026 budgeting tips.\",\"isPartOf\":{\"@id\":\"https:\/\/www.answerconnect.co.uk\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/08\/Team-looking-over-graphs-in-big-office.jpeg\",\"datePublished\":\"2024-01-16T15:27:51+00:00\",\"dateModified\":\"2026-01-09T09:52:51+00:00\",\"author\":{\"@id\":\"https:\/\/www.answerconnect.co.uk\/blog\/#\/schema\/person\/867099749447b9a134aa448a91833a7b\"},\"description\":\"Struggling to manage your small business' finances? Check out these budgeting tips to get the most from your 2026 budget.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/#primaryimage\",\"url\":\"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/08\/Team-looking-over-graphs-in-big-office.jpeg\",\"contentUrl\":\"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/08\/Team-looking-over-graphs-in-big-office.jpeg\",\"width\":1200,\"height\":801,\"caption\":\"team collaborating on budget to track small business financial health\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.answerconnect.co.uk\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Finances for small businesses in 2026: Budgeting and forecasting tips.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.answerconnect.co.uk\/blog\/#website\",\"url\":\"https:\/\/www.answerconnect.co.uk\/blog\/\",\"name\":\"AnswerConnect UK Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.answerconnect.co.uk\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.answerconnect.co.uk\/blog\/#\/schema\/person\/867099749447b9a134aa448a91833a7b\",\"name\":\"Ben Graham\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.answerconnect.co.uk\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ded63a59e83a4fdd2a2d75462c5151f9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ded63a59e83a4fdd2a2d75462c5151f9?s=96&d=mm&r=g\",\"caption\":\"Ben Graham\"},\"url\":\"https:\/\/www.answerconnect.co.uk\/blog\/author\/ben-graham\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Small business finances: 2026 budgeting tips.","description":"Struggling to manage your small business' finances? Check out these budgeting tips to get the most from your 2026 budget.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/","og_locale":"en_US","og_type":"article","og_title":"Small business finances: 2026 budgeting tips.","og_description":"Struggling to manage your small business' finances? Check out these budgeting tips to get the most from your 2026 budget.","og_url":"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/","og_site_name":"AnswerConnect UK Blog","article_published_time":"2024-01-16T15:27:51+00:00","article_modified_time":"2026-01-09T09:52:51+00:00","og_image":[{"width":1200,"height":801,"url":"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/08\/Team-looking-over-graphs-in-big-office.jpeg","type":"image\/jpeg"}],"author":"Ben Graham","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Ben Graham","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/","url":"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/","name":"Small business finances: 2026 budgeting tips.","isPartOf":{"@id":"https:\/\/www.answerconnect.co.uk\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/#primaryimage"},"image":{"@id":"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/#primaryimage"},"thumbnailUrl":"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/08\/Team-looking-over-graphs-in-big-office.jpeg","datePublished":"2024-01-16T15:27:51+00:00","dateModified":"2026-01-09T09:52:51+00:00","author":{"@id":"https:\/\/www.answerconnect.co.uk\/blog\/#\/schema\/person\/867099749447b9a134aa448a91833a7b"},"description":"Struggling to manage your small business' finances? Check out these budgeting tips to get the most from your 2026 budget.","breadcrumb":{"@id":"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/#primaryimage","url":"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/08\/Team-looking-over-graphs-in-big-office.jpeg","contentUrl":"https:\/\/storage.googleapis.com\/answerconnectbloguk\/1\/2023\/08\/Team-looking-over-graphs-in-big-office.jpeg","width":1200,"height":801,"caption":"team collaborating on budget to track small business financial health"},{"@type":"BreadcrumbList","@id":"https:\/\/www.answerconnect.co.uk\/blog\/business-tips\/small-business-finances-tips\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.answerconnect.co.uk\/blog\/"},{"@type":"ListItem","position":2,"name":"Finances for small businesses in 2026: Budgeting and forecasting tips."}]},{"@type":"WebSite","@id":"https:\/\/www.answerconnect.co.uk\/blog\/#website","url":"https:\/\/www.answerconnect.co.uk\/blog\/","name":"AnswerConnect UK Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.answerconnect.co.uk\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.answerconnect.co.uk\/blog\/#\/schema\/person\/867099749447b9a134aa448a91833a7b","name":"Ben Graham","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.answerconnect.co.uk\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ded63a59e83a4fdd2a2d75462c5151f9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ded63a59e83a4fdd2a2d75462c5151f9?s=96&d=mm&r=g","caption":"Ben Graham"},"url":"https:\/\/www.answerconnect.co.uk\/blog\/author\/ben-graham\/"}]}},"_links":{"self":[{"href":"https:\/\/www.answerconnect.co.uk\/blog\/wp-json\/wp\/v2\/posts\/10314"}],"collection":[{"href":"https:\/\/www.answerconnect.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.answerconnect.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.answerconnect.co.uk\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.answerconnect.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=10314"}],"version-history":[{"count":4,"href":"https:\/\/www.answerconnect.co.uk\/blog\/wp-json\/wp\/v2\/posts\/10314\/revisions"}],"predecessor-version":[{"id":10827,"href":"https:\/\/www.answerconnect.co.uk\/blog\/wp-json\/wp\/v2\/posts\/10314\/revisions\/10827"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.answerconnect.co.uk\/blog\/wp-json\/wp\/v2\/media\/10202"}],"wp:attachment":[{"href":"https:\/\/www.answerconnect.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=10314"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.answerconnect.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=10314"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.answerconnect.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=10314"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}